Pennysmart Community Interest Company

- SE100
- Region
- Finance

About us




0845 459 9055


Aiming to increase financial inclusion in low income communities by delivering money advice and money management training across N W England and Wales.

Your business model:

We contract with community partners to deliver free to client money, debt and benefits advice services. We also create and deliver bespoke money skills courses to adults and young people and money advice training to advice professionals. We also manage and host community financial inclusion networking, events and conferences.

Our social objective

Our mission statement is:

Helping families and individuals avoid poverty and exclusion by making better use of their money and resources, receiving their full benefit entitlements and accessing appropriate debt solutions.

The outcome areas we're focused on are:

  • Education, learning and skills
  • Housing, property and essential needs
  • Finance and legal matters
  • Mental health
  • Personal and social well-being

The beneficiary groups we work with are:

  • Homeless people
  • People living in poverty
  • People with substance abuse issues
  • People with long-term health conditions
  • People with a life threatening or terminal illness
  • People with physical disabilities or sensory impairments
  • People with mental health issues
  • Carers
  • Vulnerable parents
  • Older People (including people with dementia)
  • Ex/Offenders
  • People who have experienced domestic abuse
  • Other

Our structure

Company Registration Number: 72844231

Legal structure: Community Interest Company (CIC) limited by shares

Incorporation date: June 15, 2010

We do not distribute more than 3% of our profits

Our Networks

  • Social Enterprise North West
  • Other

The following parts of your profile are confidential and only viewable with your permission

Our Financial Performance

Tracking our turnover

Benchmarking our turnover

Tracking our profit ratio

Our Employees

Tracking our number of employees

Benchmarking our turnover per employee

Our Funding

Investment we're seeking

Our Social Value Performance

Tracking the number of beneficiaries

Social impact indicator 1

Social impact indicator 2

Social impact indicator 3

Social impact health check

Our diversity